SardarJi Fones in Abulane, Meerut helps customers upgrade to new phones and gadgets by combining exchange, buyback and EMI in a structured way. The store focuses on new, sealed‑pack devices and clear paperwork so that people from Meerut and nearby towns can change phones without guesswork or hidden conditions.
What you can buy with exchange and EMI
At SardarJi Fones, you can use exchange and finance on a wide range of brands and products:
- Phones and tablets: iPhone 17 series and other iPhones, Samsung Galaxy phones and tabs, Google Pixel, Nothing, IQOO, Redmi, Xiaomi, Vivo, Poco, Motorola and other common models.
- Laptops and tablets: MacBook and selected laptops or tablets where available.
- Audio & wearables: Apple AirPods and AirPods Pro, Apple Watch, Bose, Sony, JBL, Marshall, Boat, Noise, Fire‑Boltt headphones and watches.
- Smart devices & appliances: Saregama Carvaan, Alexa and HomePod speakers, smart glasses, air purifiers, Qubo smart cameras, and eligible Dyson, Haier and Philips devices as per stock.
- Accessories: covers, cases, screenguards, chargers, data cables, earphones and related items that you may want to add in the same bill.
Phone exchange: how it works
- Bring your existing phone (iPhone or Android) in working condition to the Abulane showroom.
- The team checks the model, storage, body condition, display, buttons, ports and for iPhones, the battery health as visible in settings.
- A practical exchange quotation is given based on condition, age and current resale demand; this is explained clearly.
- You select a new device from any of the brands on display, along with the accessories you want.
- The exchange value is deducted from the final bill; you can pay the balance in full or convert it to EMI if you apply and are approved.
- Your old phone is reset only after you confirm the decision, and a proper invoice is generated for the new purchase.
Phone buyback: sell without instant upgrade
Sometimes you may want to sell an old phone, but wait before choosing the next one. In such cases, you can ask for a buyback only:
- The checking process is similar to exchange, but instead of linking immediately to a new purchase, the phone is bought as a separate transaction according to store policy.
- You receive a purchase bill and settlement as agreed, which you can later use towards any brand or save for a different plan.
- This is useful when you are waiting for future launches, offers in another month or deciding between Android and iOS.
EMI and finance options (loan pe phone)
For many customers in Meerut, “loan pe phone” is the key enabler for upgrades. At SardarJi Fones, finance options are offered through partner banks and finance companies and depend on their eligibility rules and ongoing schemes. In simple terms, the common types are:
- Credit‑card EMI:
- Your bank converts the bill into EMIs at its own interest rate for tenures such as 3, 6, 9 or 12 months. The staff can show sample EMI amounts so aapko mahine ka load samajh aaye.
- Low‑interest or effectively no-interest schemes:
- In some campaigns, brands or banks support interest so that the effective cost behaves like “no‑extra‑interest” or “bina byaaj ke jaisi EMI” for eligible customers. Any processing fees or conditions are shown before you sign.
- Debit‑card EMI:
- Certain bank debit cards have pre‑approved limits where your savings account is used for instalments instead of a credit card. For many users, this feels like “phone finance without a credit card,” but final approval always rests with the issuing bank.
- Paper / document‑based finance:
- Here, a finance company evaluates basic KYC such as PAN, address proof and sometimes bank statements or salary slips. After approval, instalments are paid via ECS or other methods. This route is common for customers who do not have card‑based EMI options.
NCEMI and 0%‑style offers
When you hear phrases like “no‑cost EMI”, “NCEMI” or “0% finance”, it usually means:
- The instalments roughly equal the product price divided over the tenure.
- Any interest cost is adjusted by the bank, brand or store within the scheme, while you may still see processing or convenience fees.
- Full details—down payment, EMI amount, tenure, fees and total payable—are shared in writing or on screen so that you can check whether it matches a true zero‑extra‑cost feel or a low‑cost structure.
Combining exchange, buyback and EMI
Upgrade planning often mixes these tools:
- Exchange + EMI: trade in your current phone, use its value to reduce the principal, and pay the reduced amount through EMIs.
- Buyback + later purchase: sell now to generate funds, wait for a future launch (for example, a different colour of iPhone 17 or a new Samsung flagship), then purchase when ready.
- Multiple‑device trade‑in: In some cases, two family devices can be valued together and used towards one new flagship phone or gadget, subject to billing rules and evaluation.
Areas and postcodes using these services
Because the store is at Abulane, people visiting for exchange and EMI come from many parts of Meerut district and nearby towns: Kharkhuda (245206), Bijnor (246701), Meerut Cantt (250001), Meerut City (250002), Kuchery (250003), Medical College Area (250004), Partapur and Bhoor Baral (250103), Kithore (250104), Modipuram and Rohta (250106), Pallavpuram (250110), Daurala and Sardhana belt (250221), Lawar (250222), Phalawda (250223), Hastinapur (250342), Mawana (250401), Bahsuma (250402), Saroorpur (250404), Parikshitgarh (250406), Muzaffarnagar City (251201), Jansath (251314) and Miranpur (251315). For many of these locations, visiting Abulane once for “phone exchange + finance discussion” is easier than handling everything online.
Practical guidance before visiting
To keep the process smooth:
- Back up your current phone and sign out of important accounts you do not want left on the device.
- Note your model and storage and, if possible, bring the box and charger.
- Decide on a comfortable monthly EMI range and maximum tenure you are okay with.
- Make a small list of must‑have features (camera, battery life, storage, 5G, gaming, screen size) so discussion stays focused on real needs.
- Carry PAN and address proof; if you are considering document‑based finance, bring bank statements or salary slips if available.
FAQs – Exchange & Offers, EMI & Finance
Q: Is EMI compulsory when using exchange or buyback?
A: No. You can pay the remaining amount by cash, UPI or card. EMI is only used if you voluntarily apply and a finance partner approves your application.
Q: Can I exchange a damaged or repaired phone?
A: Many damaged or previously repaired phones can still receive a quote, but at a lower value. Extremely damaged or locked devices may not be eligible; this is confirmed after inspection.
Q: Does using EMI change my product warranty?
A: Warranty is governed by the brand and generally stays the same whether you pay in full or by instalments. However, EMI repayment terms are separate and must be followed as per your agreement with the finance provider.
Q: Can I put accessories like covers, screenguards or headphones into EMI?
A: In several schemes, accessories can be added to the same invoice and financed along with the phone, within ticket‑size limits. Staff can confirm which items qualify under the current offer.
Q: Are interest‑free or low‑interest schemes always available?
A: Not necessarily. They depend on ongoing brand or bank campaigns. Availability and exact terms are checked at the time you visit.
Q: Can multiple family members’ phones be exchanged in one bill?
A: Often yes. For example, two older phones may be valued together and their combined value used against one new device or multiple devices on the same invoice, depending on billing rules.
Q: What happens if a finance application is not approved?
A: If a partner declines the application, you can either try a different type of scheme where available or choose to pay without finance. The decision to approve lies entirely with the finance partner.
Protection, insurance and repair alongside finance
When taking a phone on EMI, many customers also opt for protection:
- Insurance plans that cover accidental or liquid damage under defined rules.
- Extended‑warranty programmes that add extra years of coverage for manufacturing defects.
- Screen‑protection or display‑replacement‑focused offerings that help if the front glass breaks during usage.
SardarJi Fones also supports screen repair for selected iPhone and Android models, so you can ask whether repair plus continued use or direct trade‑in is smarter in your case, especially if EMI is already running.
Visit details and technical information.
Store name: SardarJi Fones
Location: Abulane, Meerut, Uttar Pradesh